Want to know the difference between a Hospital Cash Insurance Policy and Health Insurance? Read on…
Hospital Cash Insurance is daily cash benefit plan. It offers financial relief from your miscellaneous expenses that are not covered even by a regular health insurance.
Hospital Cash Insurance Vs Health Insurance
While a Health Insurance policy covers the medical treatment costs, hospital cash supplements the Health Insurance policy by providing cash benefit for:
- Special diet expenses of the patient
- To and fro conveyance from hospital and back
- Extra bed for person staying with the patient
Benefit from Hospital Cash Insurance
Your Hospital Cash Insurance premium is eligible for tax deduction as per Section 80D of Income Tax.
Are you eligible for Hospital Cash Insurance?
- The age limit at entry is 1yr to 60 yrs at the starting date of the Policy. You can renew your policy up to 70 years of age.
- It covers Self, Spouse, Dependant Children and Dependant Parents.
Hospital Cash Insurance also provides daily benefit for hospitalization due to terror attacks.
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Youre so proper. Im there with you. Your blog is surely worth a read if anybody comes throughout it. Im lucky I did because now Ive got a whole new view of this. I didnt realise that this problem was so important and so universal. You definitely place it in perspective for me.
I am 54 years old house wife I would like to take hospital cash insurance plan. already I am having health insurance cover 1.50lacs covering June 2009 to june 2011
in case u have hypertension or diabetes then if u have this policy you do not get the claim because when my husband late Shri Amitabh Munshi expired of heart attack we did not get the claim because he had hypertension. We spent more than one lac fifty thousand. We received a letter of regrats . In such case what should a person do. Today though i have 2 policies one of hospitalisation and one medical for the family Iam unaware of what do we get and what not. Iwill be highly obliged if you could
let me know all the details by courier.
thanks
fahlguni munshi.
Why donot a single person can insured himself.Mediclaim policy facility shoud also be given to a single person(bachular) It creates dificulty to make a good buisness. Please do not ignore this sugession & consider this at your level best. Hope for the best. Thankyou.
i have this policy. i join last year at the age of 65 year & renew this year. can i get all benefit.
I AM HAVING HOSPITAL CASH POLICIES FOR WHOLE FAMILY.
CAN U ADD IN CURRENT POLICY WHILE RENEWING THE ACCIDENTAL POLICY OF 5 LACS FOR EVERYBODY AS FOR INJURY, DISABLEMENT EACH 5 LACS
I want to take hospital cash indurance, accident insurance, and my Gym equipments total cover i.e, fire, theft, & earthquake. So, if any of your representative in Bhiwandi, near Mumbai pl. contact me on my cell No. 9324906637 or on my above said e mail.
Thanks,
I had bitter experience with this policy of its hidden rules.
kindly let me know if any change made by co. of yours in health ins. policy is it still cashless policy i am a 4 year old policy holder of your co..
ajay
Dear,
I am your costumer of Hospital cash Insurance with my spouse and Dependant Children against my credit card xxxx xxxx xxxx 2003.
My wife is suffering with burning case during & after urine passing. May I avail its benefits and how?.
Secondly, she has an ENT problems like tears continue flowing out with one eye. After Consultation with ENT spl Surgen, she advice for operation which cost nearly 15 to 17 thousands, Please tell me in positive way how I will do under Hospital Cash Insurance Plan.
Treat matter most urgent and reply me by an email shortly pl.
Thanks
With regards
Devaki Nandan Pandey
Vadodara
i want to take an health insurance for one year for my self. what is the procedure and the premium .please send the details
i want to know some more in detail about this Health Insurance policy we are 5 members
I am interested in health insurance policy which will cover my spouse, 2 children and my dependant parents. Mode of payment will be by credit card ; option of monthly EMI will be preferred, if possible.